CONNECT

Address:

36765 Detroit Road
Avon, OH 44011

Phone:

,Michael: 216-470-2728, Allison: 440-503-1896

FREQUENTLY ASKED QUESTIONS

QUESTION:

What fees do you charge?

ANSWER:

Disability Insurance & Life Insurance Fees We act as your agent. The insurance company pays agents a commission. Clients do not pay us. Wealth Management Fees $5,000 - $250,000 - 1.00%* ($100 per $10,000 invested) $250,001 - $500,000 - 0.09%* ($90 per $10,000 invested) $500,001 - $1,000,000 - 0.08%* ($80 per $10,000 invested) $1,000,001 and up - .07%* ($70 per $10,000 invested) *additional fees charged by the underlying funds and management platform will apply. Financial Planning Service Fees The BattDouglas Financial Group charges $1,750 for comprehensive financial planning. An installment option is available to residents & fellows up to December 31st of their graduation year. The installment option consists of 6 monthly payments of $325.00. Total payments made will equal $1,950.00. Only annual payments will be accepted for plans starting after December 31st of a resident or fellow’s graduation year. Monthly payments must be linked to a checking account and will be electronically deducted for 6 successive months until paid in full.

QUESTION:

Can I work with you if I live outside of Ohio?

ANSWER:

Yes, our financial planners are multi-state licensed and work with physicians in many states across the country. As of May, 2016 we have securitiy licenses for the following states: AZ, CA, DC, FL, GA, IL, IN, MI, MO, NC, ND, NJ, NV, NY, OH, PA, SD, TX, VA, WA, MN. We have life & health licenses in the following states: AZ, CA, CT, FL, GA, IL, IN, KS, MI, MO, MS, NC, NJ, NY, OH, PA, FL, VT. State licensing is subject to change. Please contact us to inquire if we are licensed in your state.

QUESTION:

Do I need multiple medical exams if I apply for disability AND life insurance?

ANSWER:

No, by using our extensive network of insurance companies we can use one medical exam for life & disability insurance. We can also use one medical exam across multiple insurance companies. Our network of insurance providers enables us with the ability to compare pricing specific to your needs and your health.

QUESTION:

Do you follow a fiduciary standard?

ANSWER:

Yes, we are Investment Advisor Representaties through Cambridge Investment Research. We follow a fiduciary standard. The fiduciary duty requires us, by law, to act in the best interest of our clients, putting your interests ahead of our own at all times. In addition to putting your interests ahead of our own, we also adhere to the duties of loyalty and care. We provide up-front disclosures to you, before any contracts are signed to provide investment advice. We are happy to discuss important topics such as our qualifications, services provided, compensation, range of fees, methods of analysis, record of any disciplinary actions and possible conflicts of interest.

QUESTION:

What are the benefits of working with an independent financial planning group like BattDouglas?

ANSWER:

By being independent, we provide unbiased comparisons from multiple highly-rated life & disability insurance companies. Through our broker dealer, Cambridge Investment Research, we work with multiple mutual fund, ETF, annuity, and investment providers. By using combinations of these investment options we create diversified portfolios for our clients. As the industry changes, with new products and technology, we adapt and keep our clients at the forefront. By being independent, we personally see to the maintenance and service of your accounts. Our staff makes sure all of your requests are accurately executed and on time. You have direct access to your financial planner and staff. You have on-line access to your accounts 24/7/365.

Check the background of this financial professional on FINRA's BrokerCheck
Check the background of this financial professional on FINRA's BrokerCheck